- WE COULD HELP YOU IF...
- You need to sell your home fast
- You're facing repossession
- You can't afford your mortgage
- You want to stay living in your home
- You are having trouble with a chain
- You need to release equity
Stop repossession with Homesavers...
To stop repossession of your home is essential don’t leave it until it’s to late.
Stop repossession now and do not leave it to the last minute, ignore the problem and the bank will repossess your home put you on the street and sell your home at auction. If the money raised at auction does not cover the outstanding mortgage the bank will sue you for any shortfall.
You will also have a very bad credit rating and may not be able to get a mortgage in the future.
We understand you'll be facing difficult decisions about your home. We treat each case sympathetically, and know that everybody's case is unique.
Don't give up if you can't reach an agreement with your mortgage lender to keep your home. We can offer flexible alternatives to help keep you living where you are and stop repossession.
Remember, a call to us takes a few minutes. We don't charge any fees for valuations or for assessing your situation. And you're under no obligation to proceed with any of the solutions we present to you. We'll also pay your legal fees if you decide to sell your property to us.
Here's how we have helped many people stop repossession:
Straight purchase to stop Repossession
We buy your property very quickly. This avoids repossession (and credit black listing and a repossession registry entry). If you raise sufficient funds to clear your mortgage account, any surplus equity can be released as cash for immediate use. This can go towards a deposit for a new property, rental deposit, or simply help you get back on your feet financially. But at the very least you will not have your property repossessed and you will not owe any mortgage repayments to the bank.
Sale and rent back to stop Repossession
In some circumstances we can buy your property, and rent it back to you at the market rate, sometimes we can even agree a rent-free period, giving you some time and breathing space to clear other debts.
Rent back with an option to buy back to stop Repossession
In addition to renting your home back to you, we can give you an option to buy back your home, for an agreed price, when your situation improves.
